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I was wondering if there is a way to switch the default account from which my payments are taken. After checking for a PayPal account balance, PayPal currently takes the money from my bank account, unless I manually change it to my credit card, which is what I always do. To eliminate these extra steps, I would like to set my credit card to be the default after any PayPal balance. Is there a way to do this?
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Hi @miskomacko,
I apologize for the inconvenience. The links provided are to the US Help Center. Here are the instructions for setting a default funding source for purchases:
- Log in to your PayPal account.
- Click Wallet.
- Click the preferred funding method.
- Click Make this preferred when paying online.
And here's how to set a default funding source for preapproved payments:
- Log in to your PayPal account.
- Click the Settings icon next to "Log out."
- Click Payments.
- Click Manage pre-approved payments.
- Click the merchant whose agreement you want to change under "Merchant."
- Click Change next to "Backup Funding Source."
- Choose the payment method(s) for your pre-approved payment.
- Click Save at the bottom of the page.
Not all countries may have the ability to set a preferred payment method for regular purchases, but all will be able to select preferred methods for preapproved payments.
-Ashley
If you see a helpful post, please accept it as a solution or give the author kudos. 🙂 Thanks!
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" I guess I'll be contacting my local consumer protection agency... "
I think you should. As I said in another post I had already gone through this last year and yet it was changed back to my bank account without my knowledge (until a recurring payment came through). If you check other websites this issue has apparently had a long history of complaints which include options silently being reset and PayPal clearly making it difficult to find the option itself.
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I think I found another option, which has worked for me anyway :
I live in Europe, on my Paypal account there is no option for "Make this preferred when paying online".
Also, I cannot remove my bank account at the moment because there is a pending transaction, which can take 10 to 14 days to clear.
I solved the problem by logging into the classic Paypal site (thank you DRLx2):
https://www.paypal.com/us/cgi-bin/webscr?cmd=_profile-ach&nav=0.6.6
and disabling the direct debit authorisation (you can re-activate it anytime), so that now all Paypal payments default to my credit card...
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I was happy to see the post but when I clicked the link it ended up with this text:
We're sorry, the page you're looking for is no longer available. Please try your search again in our Help Center if you have a question or want to contact us.
So I am afraid that this issue is the sacred cow... 😞
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I had already gone through this last year and yet it was changed back to my bank account without my knowledge (until a recurring payment came through). If you check other websites this issue has apparently had a long history of complaints which include options silently being reset and making it difficult to find the option itself.
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