If you currently use online banking this may help:
Depending on the bank you select, you may have an option to link your bank instantly using your online banking log in information.
If you don’t see the option to link instantly:
* Select Checking or Savings.
* Enter the bank's routing number and your account number, then click Agree and Link.
* Verify that your routing and account number are correct and click Continue.
You will need to enter your user ID and password for your online bank account. This information is not stored in PayPal's system and is used to match up with your banking institution to confirm ownership. Once this information is entered correctly, your bank account will be confirmed instantly.
