Converting USD to EURO, PayPal Over Charge Me of $16.54 USD

[carp-shaw]

I bought a item from Germany which came out of being in Euro $402.00. So the converting to USD was post to came out of being $474.34. Throught the converting on payment on PapPal website, PayPal over charge me of $16.54 USD. I like to say I have bought things from Germay, France and other countries that use the money of Euro. How can I do or what should I do (?), On having PayPal refunding me? I also like to state that the seller has none thing to do with this charge of $16.54 USD it's right from PayPal. 

[Whac-A-Mole]

there is a 3% conversion fee if you want Paypal to convert your US$ to Euros/

[carp-shaw]

Hi if that was true, then in the past years of using paypal. I haven't and never been charge 3% when converting from USD to Euro and USD to GBP. And just say the amount of money that was added doesn't come out of being $16.54 USD. Is there any other idea or can you cut and paste the paypal link, so I may read it. Thank you

[Whac-A-Mole]

Did PAYPAL  show you the real time exchange rate it used ?

Some said it is a wholesale exchange rate and is not real time,there is also a bid and ask price for any exchange rate.

conversion is now 3%,it was less before.

how did you figure you are overcharged $16.54?

fee schedule is on paypal site,on bottom of the page-fee schedule/

Paypal makes good money on conversion,but still cheaper than bank wire transfer