2 factor authentication
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Is SMS text message the only option for a security key or can I use an authenticator app? I only see a SMS option.
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You can use the VIP Access app from Symantec, available in both the Android and iOS app stores. When you activate it on the PayPal web site, click Cancel on the page which asks for your mobile phone number, then select the option to activate a physical security token/card. Since the app is made by the same people who make the physical tokens, it activates just like them.
Just beware of losing that install of the app due to uninstallation or hardware failure (hard drive crash, et. al.), each install of the app is assigned a random credential and you could find yourself in quite a pickle should you not have a backup from which to restore the credential you register with PayPal.
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