What is my account type? About to launch a new product online

[cvcv]

Hi,

Ive had my personal account for a while now, bought and sold items on ebay.

I've also sold services and have been paid without any problems, and I was changed the 2.9% + 0.30 fees.

Does this mean I was automatically upgraded to a premium account? Where do I see which account type I have?

I'm about to launch a new online product (next week) and am wondering if I'll be able to sell to many users.

I did some test transactions and in some cases, paypal asks the buyer to create a paypal account.

Do I need a premium account so buyers can buy using their credit card, without having to create an account?

Thanks guys, any tips would be greatly appreciated.

Cvcv

[cvcv]

Ok, just found that my account type is set to Premier, so I guess I can receive payments for non-tangible goods (ebook)?

Am I good to go?

Thanks guys

[kernowlass · Accepted solution]

You are not allowed to actually sell on a personal account but the only way paypal triggers its a personal account and you are selling is if you get credit card payments, after 3 they tell you to upgrade.

[cvcv]

Ok Thanks. So i've read a little more and my account was actually upgraded automatically to a Premier account (since I received credit card payments). There are no monthly fees for Premier and Business accounts:

https://www.paypal.com/ca/cgi-bin/?cmd=p/gen/fees-outside

The only monthly fees a Paypal account could have is for Website Payment Pro and Virtual Terminal accounts

https://www.paypal.com/ca/cgi-bin/webscr?cmd=_display-pro-fees

https://www.paypal.com/ca/webapps/mpp/virtual-terminal

Thanks

cvcv