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I recently made a transaction for $23.94 in return for an item, As I was about to pay the seller asked me to pay via friends and family. I didn't think much of it, But after the transaction was approved he blocked me and never gave me the item. I've tried contacting him many times, But with no hope. If you know a way to get my money back, Please respond!
--Jack
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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
On the other hand, as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. Scam sellers often ask for payment that way as they know this.
You also risk having your account limited for using this option when you are purchasing goods.
Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you.
Advice is voluntary.
Kudos / Solution appreciated.
- Mark as New
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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
On the other hand, as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. Scam sellers often ask for payment that way as they know this.
You also risk having your account limited for using this option when you are purchasing goods.
Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you.
Advice is voluntary.
Kudos / Solution appreciated.
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