Hi I'd like to tell everyone that an online shopping service based in Japan, is a scam. I ordered an item and made a payment in June. The item was supposed to be released and shipped at the end of June, however I was told they didn't receive it. In July I was send a message on their forum saying their service was closed unitl August (As it happens this message is fraud). I sent a message at the end of July asking them to show me the invoice, there was no reply. At the beginning of August I sent another message asking for a status update on the item. I was told to be patient and to wait. I realise now that I cannot recover my payment through paypal or via my bank because it is past 45 days, which is paypal's deadline for filing a dispute, and past 60 days, which is my bank (and most bank's) deadline for disputing a debit card/credit card/atm transaction.
But the worst thing is that paypal, by default, makes payments (when you have 0 paypal balance) through your bank account (which I registered to unlimit my paypal account) even if there is a debit card/credit card registered. The only way to ensure a payment is made with a debit/credit card is at checkout, but for convenience I simply checked out without checking the debit/credit card option.
Obviously paypal is a scam altogether since they do not put the option to check out with debit/credit card in account settings. It is apparent that paypal has ignored, deliberately or not, the fact that it is inconvenient, and a waste of a time to click on the option to pay with debit/credit card at each and every checkout, thus enabling more scamming sellers to keep their money since there are more protections on debit/credit card transactions than bank account transactions.
Via this mechanism paypal is an instrument for online fraud/scams.
Thus paypal cares more about the online (scamming) seller than the online buyer.
For example the buyer's address is shown to the merchant with no option to hide it.
