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Never said people don't deserve to be heard, but rather just explaning the policies and procedures that financial services must follow.
The fees were charged by the bank, not PayPal, so the issue needs to be addressed with the bank by the account holder. There are times when banks will waive certain fees when the account holder is is good standing and has an excellent record with the bank. This can only be addressed by the account holder, which is someone else.
Perhaps the account holder could claim fraud since the account holder didn't authorize the transfers; the transfers were by another party who linked the bank account to PayPal.
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So you didn't have enough funds in your paypal account so paypal took the payments from your bank account, which is of course the only thing they could do.
So you did not have enough in your bank account to fund the payment so they tried again a few days later, again why should they not if you were the one that bought the items and they need paying for them.
So your bank charged you an overdrawn fee as you did not have enough in your bank account, again why is that paypals fault.
If you did not have enough money in your paypal balance OR bank account then why did you buy items?
Advice is voluntary.
Kudos / Solution appreciated.
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Once you linked someone else's account to your PayPal account your problems now become the problems for the other person's account.
PayPal is in business to transfer funds and help with purchases and needs to follow sound policies and practices to proctect it's business and that of it's members. It must follow financial procedures the same for all accounts.
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Banks and payment processors are obligated to follow financial rules and regulations.
Generally, checking account holders have an option to have overdraft protection added to the account. Apparently, the account holder did not select that when the account was opened.
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Never said people don't deserve to be heard, but rather just explaning the policies and procedures that financial services must follow.
The fees were charged by the bank, not PayPal, so the issue needs to be addressed with the bank by the account holder. There are times when banks will waive certain fees when the account holder is is good standing and has an excellent record with the bank. This can only be addressed by the account holder, which is someone else.
Perhaps the account holder could claim fraud since the account holder didn't authorize the transfers; the transfers were by another party who linked the bank account to PayPal.
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In what way is it OUR user agreement
And we are as entitled to OUR opinion as you are and we don't call you a troll because we disagree with you.
Sorry but at the end of the day it was YOU that did not have enough in your paypal balance OR bank account and it was YOUR BANK that charged you the overdue fee.
It was also YOU that decided to add your spouses bank account to your paypal account.
So maybe its YOUR fault things have gone wrong.
Advice is voluntary.
Kudos / Solution appreciated.
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