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PayPal may have closed the account and you will need to phone PayPal to make payment arrangements.
I read a similar issue a couple days ago where the user no longer qualified for PPC so the account was closed with a balance; PayPal had provided phone instructions for payment.
Something in your financial situation likely triggered the closure. By closing the account PayPal makes certain you cannot get new credit.
You will only know the answer by phoning PayPal support.
I'm experiencing the same issue. I disagree with the other Commenter suggesting that something with the User financial situation prompted PayPal to close the account. I'd expect some sort of communication in that case. Some sort of communication in this case would be appreciated, also.
The PayPal Credit module is missing from my profile. When I click the link in the email from PayPal to make a payment on my PayPal Credit account, the website is not found. This is like going to Chase to make my car payment and the account being gone. My credit score is excellent. I never miss payments. I've been utilizing this trade line due to 6 mos of no interest.