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How is amount to avoid standard and deferred interest calculated

New Community Member

How is amount to avoid standard and deferred interest calculated

I always pay off the full amount to avoid any interest charges each month (amount to avoid standard and deferred interest), however I cannot for the life of me determine where that amount is coming from.  This month the amount I had to pay was $625.  My purchases for the month are about $400.  Of that $400, $150 was a promotional purchase that doesn't have payments due until August.  And I had refunds for $50.  I have several balances for promotional purchases, but none that are due until March.  So shouldn't the amount to avoid interest only be about $200?!  Where is this other $425 coming from?!

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Volunteer Advisor

Re: How is amount to avoid standard and deferred interest calculated

Look at the statement details on your monthly detailed statement (received in the mail or downloaded PDF).