"Pending" incoming funds

[Jillsephine]

When (what time) on the date specified, do funds go from "Pending" to usable?

[angelleye]

There isn't any simple to this. Is it pending because of an e-check? If so, this should typically update after 2 - 5 business days depending on the bank involved.

Is it pending because of an eBay hold or a general PayPal funding hold? If so, this could be 30 day, 60 day, 180 day hold...it should tell you that in those cases. It could also be a temporary hold that would be released once shipment tracking shows delivered, or if it's an eBay sale it could release when the buyer submits a positive feedback.

Lots of things can cause a pending payment, and depending on the cause the time to clear could be different.

[Jillsephine]

It will be a week tomorrow for an E-check.  Pending statement says it would be available on 2/12/18, today. It's 5:58 pm and still says pending. Counted on this being available as stated so I could transfer to a bank account. Kind of important to be able to count on the date specified.

[angelleye · Accepted solution]

Those dates are estimated dates. It all depends on business days and the banks involved. I would imagine you'll see it by tomorrow if it never did hit today.

[Snow-Cat]

No way to answer that - it can be up to 21 days - depends on the status of your account and/or the sender's account.