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It will be a week tomorrow for an E-check. Pending statement says it would be available on 2/12/18, today. It's 5:58 pm and still says pending. Counted on this being available as stated so I could transfer to a bank account. Kind of important to be able to count on the date specified.
No way to answer that - it can be up to 21 days - depends on the status of your account and/or the sender's account.