I wish someone would have told me this before I wasted a large lump sum of money on paying off my working capitol loan. This is to help people who get the error code: 650 or DLGJ0650. The rep said that the system qualifies you for a loan based on annual sales but the actual loan amount if any is based on the previous 3 months of sales not including the month you are applying. For example it is October now. The system is looking at July, August and September. So before paying off a loan with the expectation to re apply please use the paypal insights to see what your last 3 months were. If they were low you should wait. The system will reupdate according to the rep on the second week in November. So the new criteria will be August September and October. I hope this helps those who are looking to pay off a loan early with plans on a new loan immediatly. They also have an option to get refunded your manual payments under certain conditions if you really need the money. They told me to keep applying as my times a day as I want. However she noted they rebatch the second week of each month.
