Pending

[mprisz]

So I bought something on the 16th and the 19th.  One was a small amount, under 10 bucks and the other was about $200 both say

"This is a temporary authorization to make sure your payment method will cover the payment. Your payment method will be charged when (name here) completes your order."

What does that mean?  I have money in the bank and just spent money today and yesterday that went through fine. I don't understand.  Can someone help me please.

Thanks in advance.

[PayPal_Adrian]

Hi mprisz,

Welcome to the Community!

Some merchants use an authorization or Order process, where they lodge an authorization for your purchase prior to completing the payment.  This allows them to ensure they have the item in stock and are shipping the item out before permanently debiting you.  It's ok - if anything, it works out better for you as a customer, since they'll let you know if it's out of stock before charging you!

Thanks,

Adrian

[Nicholas_18]

I ordered Fifa 17 and i had it say the same thing .This is a temporary authorisation to make sure your funding source will cover the payment. Your funding source will be charged when SimplyGames completes your order.does this mean its holding the payment back until the game is out because it says payment declined on the status on my simply games account please help

[Karop]

Hello, 

so that means those money are reserved " on te side " taken on the side already, and if merchant can proceed the money will be deducted from that " reserved " side ? 

thank you

[SANTORINI-J]

thanks for your answer. but can you tell me how much time they have to accept or decline the transaction ?

[sharpiemarker]

Some merchants use the Authorization and Capture method to process orders.  This offers them the flexibility to claim funds at a later time, like when an item is ready to ship.

When I use my card at a grocers, they take a few days to claim the payment.  Authorizations expire after 30 days.

[MarshalBanana]

In regards to holding the money, I pre-ordered something yesterday using PayPal, it was £89.99, and currently my bank says that it is authorised, and has subtracted it from money available. Does this mean that it will stay like that with that amount of money being unavailable until it is removed next month? or will that sum of money be available to use in a few days time? because I'm a bit low on funds at the moment. I will have the money and more by then, because this will be after my next 2 pay days.