PayPal Credit 6-Month to Pay

[thyname]

Hi,

Just used for the first time PayPal Credit to pay for a purchase. 

Question:

Do I automatically get the 6-months to pay promo offer, or do I have to ask for it?

[sharpiemarker]

The 6 month no interest deal is offered at checkout for qualifying purchases. If not, it would be a standard charge, or if offered, Easy Payments or Financed Easy Payments promo.  You need to spend over $99 bucks on a purchase, excluding shipping, etc for the 6 month no interest deal.

So, when you check out with PayPal and choose PayPal Credit, look for special financing offers.

[thyname]

OK. The key word is "qualifying purchases". Can you please tell me what a qualifying purchase is, and how do I know whether it is such?

This was a purchase of $2K from a message board / forum member / individual. Not a real merchant. An individual, just like me.

Thanks!

[sharpiemarker]

Sorry, can't really say.  If special financing is not available for your purchase at time of payment it is either not a qualifying purchase or the recipient is not a participant in the offer.  

Nor do the available PayPal Credit documentation say what the qualification is, other than spending over $99 on an individual purchase or multiple purchases of over $99.  Excluding shipping and tax.  And that PayPal Credit is available at store and online retailers.  Makes no mention of random users selling privately.