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Unfortunately, I do not have a credit card. I would like to purchase a vitual item, but I cannot do that due that due to me not having a linked card. I honestly do not want to add a credit card to my paypal. Can some moderator help me with this? I earn my money via Smart Panel and adroid apps. I have lots of patience, so I'll be here waiting!
@RC7 : In fact you can / still able to recieve and send money from your PayPal even if you don't have Credit Card. Unfortunately, in case you want to use it for " buying things " over the internet especially , you will need a backup funds in your account ( that is CC ).
Btw, PayPal is secure, No one can charge your card without your ppermission . So just an advice from me, better link your Card and no more problem when checkout everywhere. You can always pay only with your balce without touching your CC , click a small link stated " Pay with PayPal balance ( or something like that ) then pay with your balance .
If in case you cannot get any CC from your local Bank or it's not supported , maybe you can use other 3party service for your CC or DC just like Nettler , Pioneer . Don't know if Payoneer accepted on Paypal or not. But it worth to try 🙂
Whether credit card or not, you may loose buyer protection with virtual items. You could check PayPal policies to make sure your protect our own funds.