Insufficient funds fee
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Hello.
Recently, I purchased a code for college lab @ Turing's Craft, Inc. It cost $25. My statement:
ACH Debit
PAYPAL INST XFER ************** WEB ID: PAYPALSI66
$25.00
Next statement I see is this:
Fee
INSUFFICIENT FUNDS FEE FOR A $25.00 ITEM - DETAILS: PAYPAL INST XFER ************** WEB ID: PAYPALSI66
$34.00
Anyone can tell me why I lost my $34? I can't understand the reason why did they took that money from me.
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Same issue--I have an alternate credit card on file. Why wasn't that accessed? Instead, I was dinged $34. This is my first overdraft in nearly 20 years and was a simple error on my part. However, I have a second card on file as a precaution against such mistakes.
So, why wasn't the back up credit card used and how can I get my fee back?
Noah
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Why ?????
Because the bank transfer bounced, that's why Paypal charged you a NSF fee.
Yes you had a back up funding source (credit card), but you original source still bounced.
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