Creating paypal account and invoice

[Nuelisca]

Hello,

I just created a paypal account to pay something easier.

This thing is that the seller sent me an invoice before i created that account.

I used the same email to create the account and the invoice now appear as a bill (i wasn't expecting it but it's magic).

Anyway I would like to know if i pay that bill, will i be protected by paypal as a goods & services payment ?

How do I know if the bill i have is a goods & services or family & friends kind of payment ?

Should I send myself money to that seller (i've got his email, etc) to be sure to be protected ?

In that case, how do i write what item i'm buying to be sure he's not going to take the money and doesn't send nothing ?

Thank you very much in advance for your help...

Nuelisca

[ShiraYuki · Accepted solution]

Again, payments via invoice is considered payment for good and service

7.2 Eligibility Requirements.

To be eligible for PayPal Buyer Protection you must meet all of the following requirements:

• Open a Dispute within 180 Days of the date you sent the payment – then follow the online dispute resolution process described below under "Dispute Resolution"
• You must respond to PayPal’s request for documentation and other information in a timely manner
• Have an Account in good standing
• You have not received a recovery related to such purchase from another source

7.3 Ineligible Items.  Payments for the following are not eligible for reimbursement under PayPal Buyer Protection:

• Real estate
• Businesses (when you buy a business)
• Vehicles, including motorcycles, caravans, aircrafts and boats
• Significantly Not As Described Claims for custom made items
• Payments on crowdfunding platforms
• Items that violate PayPal's Acceptable Use Policy
• For Item Not Received (INR) items which you collect in person, or arrange to be collected on your behalf, including at a retail point of sale
• Industrial machinery used in manufacturing
• Stored value items such as gift cards and pre-paid cards
• Gambling, gaming and other activity with an entry fee and a prize
• Anything purchased from or an amount paid to a government agency
• Personal Payments
• Donations made to charities or non-profit organizations

Even if your payment is not eligible for PayPal Buyer Protection, you can file a Dispute and resolve the issue directly with the Seller, however, PayPal will not find in your favor if you escalate a Dispute to a Claim when an item is not eligible for PayPal Buyer Protection.

[Nuelisca]

The item i'm buying is eligible for reimbursement if i'm under Paypal Buyer's Protection.

If i understand you (i prefer asking again to be sure...), paying an invoice goods and services places me under Paypal Buyer's Protection, right ?

[ShiraYuki · Accepted solution]

by default , yes you're under buyer's protection assuming the item is indeed eligible.

[DPCreations · Accepted solution]

I would be extremely cautious about electronics, name brand items, and any item which seems to be too good to be true.

If you get an item which you think is deceptive or not as described, a dispute will be about whether buyer or seller is telling the truth.  PayPal will decide.  Also if the item isn't as described you will need to pay return shpping with tracking before PayPal will mediate a refund.

PayPal can't protect a buyer from poor judgement in making a purchase.

[Nuelisca]

Thank you very much to the both of you for helping a noob in this business world...

I've got the answer to my questions, it's now up to me to proceed to this deal or not.

Thank you very much for your concern too, you can rest assured that i'm extra cautious this time.

I will keep in mind all of your good advices !

Have a nice day 🙂