I'm a long time member (1999) located in Canada.
The recipient of a transfer of money (my cousin) is in the US. I am sending him money as our share of a gift for a mutual family member. I've done this before. It isn't a large number, less than $25 (or $50 if I am feeling generous). The money can be funded from a PayPal balance, which happens to be in Canadian funds, or from a credit card or my bank balance. I have a credit card that offers fee-free exchange rates and charges the interbank conversion, so I really prefer to use this when sending US money, because PayPal's exchange rates suck badly.
I have never been charged a fee in the past when doing this type of transaction and neither has my cousin, as the recipient.
This year the system charged a fee of 1% and offered to have me pay for it or to charge it to the recipient. This is somthing new AFAIK.
I can't find any reference to a change in the TOS in the help files - and considering the usurious exchange rates that PP wants for my Canadian cash sources and the several additional percentage points to fund this transfer from a credit card in either currency, this sems to me to e something of a rip-off..
So is this something ew? Or am I going senile?
