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Do you need a bank account to pay for Paypal Credit?
You can pay with your PayPal balance, bank account or mail a money order or check. See this.
So we can'talk use a debithing or credit card to pay?
No, PayPal does not accept credit or debit card payments for PayPal Credit bills, only PayPal balance, bank account, or check/money order as indicated here:
See https://www.paypal.com/us/selfhelp/article/how-do-i-make-a-paypal-credit-payment-faq447
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